Better Way

Bankruptcy in

Coastal Maine

There is a better way forward.

Are you struggling with debt and feeling like there’s no way out? There is a path forward, and we can help you find it. At Better Way, we can help you get back on your feet and back to financial stability.

For some people, bankruptcy may be the better way. Take the quiz to see if you are a good candidate for Chapter 7 Bankruptcy.

Free Self-Assessment

Is Bankruptcy Right for You?

You owe it to yourself and your loved ones to learn more about your options and whether bankruptcy is the right fit for you. Take the quiz below to find out.

Question 1 of 6

Are you a Maine resident?

You must have lived in Maine for at least 180 days to file here.

How would you describe your current debt situation?

Is your average monthly income over the past 6 months below your state's median income for your household size?

Maine Median Monthly Income
1-person household$5,745
2-person household$6,977
3-person household$8,446
4-person household$9,760

How do your monthly expenses compare to your take-home pay?

What are your main types of debt?

What best describes what brought you to this point?

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You'll need an attorney in your home state

Bankruptcy is filed in the state where you've lived for the longest portion of the past 180 days. Because you're not currently a Maine resident, our firm isn't the right fit — but we don't want to leave you without a path forward.

If you'd like, give us a call and we can help point you toward bankruptcy counsel in your state. You don't have to navigate this alone.

Call (207) 200-7077

This quiz is for general informational purposes only and does not constitute legal advice. Please consult with a qualified attorney about your specific situation.

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You may be a strong candidate for Chapter 7

Based on your answers, Chapter 7 bankruptcy could be a real path forward for you. Chapter 7 can eliminate most unsecured debt — credit cards, medical bills, personal loans — in as little as 3–4 months, giving you a genuine fresh start.

Many people keep all of their property because exemptions protect basic necessities like your home, car, and household items. The best next step is a no-obligation conversation with our team to confirm you qualify and walk you through what to expect.

Schedule a Consultation Call (207) 200-7077

This quiz is for general informational purposes only and does not constitute legal advice. Results are not a guarantee of eligibility. Please consult with a qualified attorney.

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Bankruptcy may be a viable option for you

Your situation has some complexity, but you may still be a good candidate for bankruptcy relief. Income above the state median isn't a deal breaker — it just means we'll need to walk through a few additional steps to confirm whether Chapter 7 still works for you, or whether another option makes more sense.

Our team offers a no-pressure consultation to review your situation and help you understand every option available to you.

Schedule a Consultation Call (207) 200-7077

This quiz is for general informational purposes only and does not constitute legal advice. Results are not a guarantee of eligibility. Please consult with a qualified attorney.

i

Chapter 13 may be a better fit — and we can help

Based on your answers — particularly that you're behind on a mortgage or car payment and want to keep your property — Chapter 13 may be more appropriate than Chapter 7. Chapter 13 lets you catch up on secured debts through a 3–5 year repayment plan while keeping your home and vehicle.

Better Way focuses on Chapter 7, but we won't leave you without help. We can connect you with a qualified attorney who handles Chapter 13 and will give your case the attention it deserves. Reach out — we'll point you in the right direction.

Get a Referral Call (207) 200-7077

This quiz is for general informational purposes only and does not constitute legal advice. Results are not a guarantee of eligibility. Please consult with a qualified attorney.

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You're in the right place to explore your options

It sounds like you're in the early stages of understanding what tools are available to you. That's a smart place to start. Bankruptcy isn't right for everyone — but knowing whether it's an option costs you nothing and could change everything.

Our team is happy to have a no-pressure, confidential conversation about your situation and help you understand whether bankruptcy — or another approach — might be a path forward.

Talk to Our Team Call (207) 200-7077

This quiz is for general informational purposes only and does not constitute legal advice. Please consult with a qualified attorney about your specific situation.

If you are behind on your rent, car payments, or mortgage? Are you drowning in debt? This situation can be extremely stressful, and you may feel overwhelmed and unsure where to start.

Americans are now in debt more than ever, and credit card companies, big banks, and lenders do everything they can to keep it this way.

It’s easy for an honest, hard-working person to fall behind, and sky-high credit card interest rates and outrageous fees can make it feel like getting back on track is impossible.

You are not alone. 

How We Can Help

Better Way helps working people get out from under the weight of crushing debt and get a fresh start. While you don’t need to hire an attorney to file for bankruptcy, studies show that hiring a bankruptcy attorney is significantly more effective than filing without one.

We understand that filing for bankruptcy is one of the most difficult decisions you'll ever make. We are committed to guiding you through every step with compassion, clarity, and expert legal knowledge.

Life can be better after bankruptcy:

Payments stop the day you file.

Credit debt and medical debt often go away forever.

Most people can keep their house and car.

Your credit starts to get better quickly.

Mortgage is possible within two years.

Everyone deserves a fresh start.

Our goal is to help you eliminate overwhelming debt, stop creditor harassment, and rebuild a stable financial foundation for your future.

Your success is our mission. We're here to turn the page on financial hardship and help you get back on your feet.

About Us

Better Way is a Maine-licensed law firm skilled at guiding individuals and families through the Chapter 7 process. Our firm proudly serves clients throughout the state, from Portland to Bangor and everywhere in between. We know Maine communities, and we know the pressures that Maine families face.

Who We Are

Helping Maine Families Find a Fresh Start

At Better Way, we understand that financial hardship can happen to anyone. Job loss, unexpected medical bills, divorce, or a business setback can leave even the most responsible people overwhelmed by debt and unsure where to turn. That's why we've dedicated our practice to one powerful goal: helping Maine residents reclaim their financial freedom through Chapter 7 bankruptcy.

Filing for bankruptcy can feel intimidating, but it doesn't have to. Chapter 7 bankruptcy is one of the most effective legal tools for eliminating debt — including credit card balances, medical bills, and personal loans — and giving you a clean slate. We walk with you through every step of the process, from your initial consultation to your discharge, making sure you feel informed, supported, and never alone.

What We Do

We believe that seeking debt relief is a sign of strength, not failure. When you walk through our door, you won't be judged — you'll be heard. We take the time to listen to your situation, explain your options in plain language, and help you determine whether Chapter 7 is the right path forward. Our goal isn't just to file paperwork; it's to help you build a better financial future.

Our Approach

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